Storm Supplements Simplified™

Stop winging the financial side of the claim.

A repeatable system for newer storm contractors: what to address next, what to document before production starts, and what to reconcile before the file closes.

What you miss early becomes your company's expense later.

Start free instead → Get the free Roof Supplement Kit

The real problem

If every file is handled differently, you don't have a system.

  • One person catches it. Another misses it.
  • Sales sends photos estimating can't use.
  • Production starts before a major project cost is addressed.
  • A revised estimate gets approved, and no one confirms the funds reached the office.
  • The crew finishes. The file closes.

No one goes back to compare what the project required against what was documented, approved and collected.

That inconsistency is expensive.

More line items won't fix it. A repeatable process will, one that answers on every file:

  • What am I looking at?
  • What requires attention now?
  • What information is missing?
  • Is this project ready to move forward?
  • What's left before this file is financially complete?
Claim Confidence™

Open the file. Know what to do next.

Claim Confidence™ is the SSS training system for newer storm contractors ready to bring supplement knowledge and financial control in-house. On every file, you'll know:

Which strategy applies.

Identify the type of supplement opportunity in front of you.

When to act.

Before production, during the project, or at final reconciliation.

What to get from the field.

The photos, measurements, invoices and documents that support the work.

How to build the contractor estimate.

Follow the Xactimate process instead of hunting for line items.

How to support the request.

Which documentation belongs with your estimate, and how to clearly explain what you're asking the carrier to review.

What to do when there's disagreement.

Decide whether the next move is more photos, more documentation, clarification or cost support.

Whether the project is ready to move.

Surface significant project costs before production starts, not after.

What's left to reconcile.

Compare documented work, actual quantities, incurred costs, approved revisions and collected funds before the file closes.

Don't memorize supplementing. Know what to do next.

Presale pricing: $1,000 through November 1 · Then $2,500

Illustrative example

A $1,850 problem can start with one line.

Estimate allocates
$750

for a skylight

Documented cost
$2,600

your project cost

Difference
$1,850

to address before production

Find it after the roof is underway, and it's an $1,850 problem in the middle of production.

A repeatable process raises the question much earlier:

Does this project have a BID strategy to address before production moves forward?

That's what classification does. It gives your team a starting point, and the starting point tells them what to do next.

Real files. Real process.

The first estimate doesn't always show where the project will finish.

Real SSS claim examples:

$17,015→$84,865
$35,459→$111,826
$17,481→$117,163

Not through one big request. Through documented project conditions, estimate differences and supplement strategies identified and addressed at different points in the project.

The dollar amount isn't the lesson. The process is.

Individual claim examples are provided for education and do not represent typical or guaranteed results.

The SSS system

Three principles govern every file.

1

Classification before action.

First, identify what you're looking at.

The classification sets the timing, the documentation and the next step.

2

Funding before production.

Surface significant project costs and estimate differences before the affected work moves forward, whenever possible.

Know where the project stands financially before production creates the expense.

3

Reconciliation before closure.

Production complete isn't financially complete.

Compare documented work, actual quantities, project changes, costs, approved revisions and outstanding funds before the file closes.

More than line items

Supplementing isn't just finding more line items.

That's where a lot of training stops. SSS goes further, because knowing a line item exists doesn't tell you:

  • when it matters
  • whether it applies
  • what documentation supports it
  • what the field should provide
  • whether production should move forward
  • how to support the contractor estimate
  • what to do after the carrier responds
  • whether an approved revision was collected
  • what's left to reconcile before closure

Information is useful. Knowing what to do with it is control.

Internal financial control

Outsourcing the work doesn't outsource the responsibility.

Hire an estimator. Use a supplement company. Someone inside your company should still understand the financial side of every file. Otherwise, how do you know:

  • What was reviewed?
  • What was missed?
  • What's still waiting on documentation?
  • Is production moving ahead of funding?
  • Were approved revisions collected?
  • Was the file fully reconciled before it closed?

Your company should understand its own numbers. Claim Confidence™ teaches the system behind them.

Not ready for Claim Confidence™? Start free.

Start with the roof you already built.

No purchase required. See the SSS process work on a real file.

The free General Roof Supplement (GRS) Kit

GRS is one of the 10 SSS supplement strategies taught inside Claim Confidence™.

Review an approved roof estimate against what the project actually requires. The kit shows your team what to review, what field documentation to gather, and where the contractor estimate may warrant additional support.

Or comment ROOF on Instagram at @suppstrategy.

The Supplement Payment Letter

Approval is not collection. When an estimate revision results in additional payment, your office should have a repeatable way to track those funds through collection. This letter is a simple communication tool for that process.

Get the supplement letter

Or comment LETTER on Instagram at @suppstrategy.

Who SSS is built for
  • Newer storm restoration contractors building their estimating and supplement process.
  • Owners who want clear visibility into the financial side of their projects.
  • Estimators who want a repeatable decision system instead of treating every file differently.
  • Sales teams who want to know exactly what estimating requires from the field.
  • Companies using outside estimating services that want enough in-house knowledge to review their own files and financials.

SSS is education and training. It is not done-for-you estimating, public adjusting, insurance coverage interpretation or legal advice.

Claim Confidence™

You work too hard to wing this part.

Sales. Production. Crews. Homeowners. Weather. Cash flow.

This business already has enough variables. Your supplement process shouldn't be one of them. Build a system your whole team can repeat.

  • Know what you're looking at.
  • Know what information is missing.
  • Know when the project is ready to move.
  • Know what's still open.
  • Know what's left to reconcile.
  • Know what to do next.

Presale pricing ends November 1. $1,000 now, then $2,500. Doors open Friday, October 9.

Storm Supplements Simplified™ is education and training only. It is not public adjusting, done-for-you estimating, insurance coverage interpretation or legal advice, and it does not guarantee any claim outcome.